Employee benefits

Summary of Benefits

As of January 1, 2010

ANNUAL VACATION LEAVE

0 thru 59 months = 10 days per year
5 thru 9 years = 15 days per year
10 thru 14 years = 17 days per year
15 thru 19 years = 19 days per year
20 thru 24 years = 21 days per year
25 years +  = 23 days per year

All employees can carry over from one calendar year to the next, as follows:
0-59 months of service = 240 hours carryover
5 + years of service = 360 hours carryover

ANNUAL SICK LEAVE

Earn 12 days per year; all employees can carry over from one calendar year to the next: 880 hours, paid 20% of all hours over 880 each calendar year.

BEREAVEMENT LEAVE

Twenty-four (24) hours per calendar year; no annual carryover provision; not charged to accrued leave balance.

HOLIDAYS

TOTAL of 11 holidays: New Years Day, Martin Luther King Day, Good Friday, Memorial Day, July 4th, Labor Day, Thanksgiving Day, Day after Thanksgiving, Christmas Eve, Christmas Day, & one (1) employee discretionary day.

UNIFORMS

Uniforms and cleaning provided for designated positions.

BASIC LIFE INSURANCE

$3000 - no cost to employee (less than 70 yrs old); $1500 - no cost to employee (70+ yrs old). Available to those covered under health and/or dental.

OPTIONAL LIFE INSURANCE

Up to $500,000 coverage. Premium based on age and coverage level. Paid by employee.

DEPENDENT LIFE INSURANCE-SPOUSE

Up to $100,000 coverage. Premium based on employee's age, paid by employee.

DEPENDENT LIFE INSURANCE-CHILD

$15,000 coverage on each child. $1.24/mos regardless of number of children. Paid by employee.

LONG TERM CARE INSURANCE

Aides in cost of nursing or similar care. Paid by employee.

WORKER’S COMP INSURANCE

Provided by BJWSA through State Accident Fund

BASIC LONG TERM DISABILITY

90 day waiting period, 62.5% of gross adjusted wages, premium paid by BJWSA. Available to those covered under a State Health Plan.

SUPPLEMENTAL LONG TERM DISABILITY

65% of gross adjusted wages, 90 or 180 waiting period, premium paid by employee

AFLAC INSURANCE

Various types of policies, paid by employee via payroll deduction.

VSP VISION CARE

Affordable supplemental vision care insurance; paid by employee via payroll deduction.

IMMUNIZATIONS

Provided, paid by BJWSA, voluntary for “at risk employees by job classification”. (Flu, Tetanus, Hepatitis B)

YMCA/OMNI MEMBERSHIP

Corporate membership paid by BJWSA. Monthly dues paid by employee

HEALTH SCREENING

Provided annually, voluntary, paid by BJWSA.

HEALTH INSURANCE


PLAN: Standard Plan

Monthly Cost to Employee:
Emp Only $0.00 (paid by BJWSA)
Emp/Spouse $144.04
Emp/Children $49.00
Family $201.12
Premiums may be pre-taxed; Annual Deductible $350/ea or $700/family; Coverage 80% of allowable charges; 31 day supply prescriptions $10 generic/$25 preferred/$40 non-preferred.


PLAN: Health Savings Plan

Monthly Cost to Employee:
Emp Only $0.00 (paid by BJWSA)
Emp/Spouse $0.00
Emp/Children $0.00
Family $15.10
Premiums are pre-taxed; Annual Deductible $3000/ea or $6000/family - no per occurrence deductible. Coverage 80% of allowable charges.


OPTIONAL PLAN: HMO/Cigna or Blue Choice

DENTAL INSURANCE


Plan:

Monthly Cost:

Dental Plus:
Emp Only $0.00 $20.60
Emp/Spouse $7.64 $39.00
Emp/Children $13.72 $42.56
Family $21.34 $60.96
     
Deductible $25/ea, coverage varies on type of service, preventive covered at 100% of allowable charges.

MONEY PLUS PLANS

  1. Pre-tax insurance premiums - For eligible insurance participants, pre tax program, (pledged & funded by employee)
  2. Dependent day care - child or adult, (pledged & funded by employee)
  3. Medical Spending - medical, vision, dental expenses(pledged & funded by employee)

RETIREMENT (Mandatory)

South Carolina Retirement System; Employee contribution 6.5%; Employer contribution 9.06%

DEFERRED COMPENSATION

Offered by SC Deferred Compensation Program; funded by employee; BJWSA contributes up to $1,000 (based on tenure) per calendar year to 401K plan for eligible employees. Plans available; 401(k), 457, ROTH 401(k)

TRAINING & EDUCATION

Funded training for job related training offered/required by BJWSA; Tuition reimbursement for college or technical courses related to the job.

MCAS FEDERAL CREDIT UNION

A primary or additional direct deposit option including Christmas Club, Savings, Loans, etc.

PAY METHOD

Direct Deposit, paid every other Friday

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